Your Questions About Payday Loans

James asks…

what is the best company for overnite cash loans/advances? pay day loans?

my payroll dept screwed up my paycheck. i wont be getting it until 3 weeks now and i need to pay my rent by the 1st. i need a small payday loan cash advance.. whats the best company to do so??? i know nothing about these… any experiences would be wonderful..

The Expert answers:

I would talk to whoever you pay rent to first. Most apartments will allow you to pay late if you explain the circumstance. These loan companies are … Not very nice people most times and the amount you pay back is insane.

You’ll want to research this some more….

Http://www.surveyland.org/jump.php?link=loan

Have a nice day.

Ruth asks…

where is a real payday loan cash advanced site for people in georgia and not a matching service?

a real site like not a matching lender site

The Expert answers:

Georgia had the good sense to make those usurious payday loans illegal. See the link below.

If you list the details of your situation, sometimes people here can suggest alternatives, such as reducing expenses, help from family, or public support.

Steven asks…

Anyone who has had or is familiar with payday/ quick cash type loans?

You know those fast loans that loan you up tp $1500?? Are they as easy to get as they make out? what are the repayments like?

The Expert answers:

This will probably cost me points, but payday lenders are financial rapists!

Lisa asks…

City View Cash Payday Loans?!?

I live in MS and was stupid enough to get a payday loan. I was told at the time that I would end up paying $260. (fees and everything) they have taken about $200 more than that out of my account! How do I need to handle this? Should I call them, or just go to the bank to put a stop on them debiting my account. Please Help! ASAP!

The Expert answers:

Michelle M, By my experiences, and alot of serious research, you should only work with established, land-based, payday lenders. Many of them also have on-line sites.

Additionally, do not, never ever, borrow from more than one payday lender at a time. That is exactly how many people get into trouble with payday loans, by over extending them selves beyond the qualified amount given by a lender. Http://www.americaschoicetoday.com/Payday-Loan.html

Mary asks…

Are all of those payday cash loans sites scams.?

i have bad credit and need a small loan until next payday. i dont want to get scammed by somebody and pay back tripple the principal amount borrowed. Anyone have any sites to recomend?

The Expert answers:

It’s not a scam, but it’s incredibly stupid to get one from them.

I have no sites to recommend. If you need a small loan to last you until pay day, don’t go off the internet or head to a pay day or title loan site or location in your city. Notice where they are located–in the poorest part of town.

Talk to your family. Sell what you can. You can do without internet and TV for a month or two. If you need a loan to make it through the next few weeks, you need to learn how to budget. Until then, cut down what you need.

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