Your Questions About Payday Loans

Jenny asks…
I currently have bad credit and need a Loan for $7,500 from honest lender.?
I have bad credit and need a Loan for $7,5000 but I don’t want payday loans or lending scam responses. I’ve been trying to find a legit website or an honest lender that can provide a non-secure loan for $7,500, I have a good job and willing to pay interest (reasonable interest). Does anyone know of such lenders that can Truly help out and not rip you off like the payday loan sharks or scam lenders?

The Expert answers:
Holy crap there are a lot of lending scam responses. I guess this may look like one too since you asked about loans, but these companies look a little more legit. They are not my sites, but I use both of them to make loans to borrowers exactly like you in return for a moderate interest rate. I like Lending club better, and on LC a borrower can expect to pay between 8-19% depending on how good their credit is.
I think its pretty funny when the people who “sign” their response have a completely different name for their user profile. Also when their profile is 1 day old.

Nancy asks…
Is there anyway for a person with awful credit to get a personal loan of $5,000? All I’ve seen are scams.?
I’m desperate for a loan and really don’t think there’s an option other than payday loans. Does anyone know if there is such a company or private lender that gives bad credit personal loans?

The Expert answers:
They are all scams. Besides the payday loans which are a very desperate option, you could try to increase your credit rating if that is possible. It takes 6 months to a year to do so if you can wait that long. If you can’t you can always borrow from family or friends. The thing is if you don’t pay it back then you are in deep trouble.

Daniel asks…
I have very bad credit but truly need a small loan of about 5,000…?
Is there anyone who can lead me to the right lender and please no links to Prosper.com!!!I tried and they were of no assistance to me because of my credit. I hate payday loans and they really have me in a bind. I also do not have a home but would like one. Am I fighting a losing battle?

The Expert answers:
There you go : http://simple-credit-cards-and-loans.com?=yh060307
Also take a look there, it may help you : http://index-go.com/improve-credit-score-get-out-of-debts-fast.asp
Good luck !

Chris asks…
Does anyone know of a reputable private individual or loan agent that offers unsecured personal loans?
I’ve maxed out on payday loans and now I’m up to fees up to my eyeballs. My credit is so bad I don’t qualify for the more popular peer to peer loan sites. I’m looking for someone who will does personal loans based on ability to pay and not credit score. It can be a small bank or it can be a private individual that offers loans. Lenders are welcome to contact me. I have a full time retail job and need a relatively small amount. Not looking to pay all my debts, just the most pressing ones.

The Expert answers:
Visit this site
http://www.thetechnology.net
Here you will find enough information that will help you solving your question.

Joseph asks…
Where can I borrow $5000 with bad credit and no collateral.?
I have been scammed and now I am desperate. I need a $5000 loan with 36 to 48 monthly payments. I do not want payday loans because they are setups. I am looking for a solid legitimate lender that can loan me the money on a signature. I have no collateral. Anyone know of anyone?

The Expert answers:
You are just going to get scammed again and again and again.
If your bank or credit union turn you down, everyone else will.
Many sites will promise you the money.
They will charge an upfont processing or application fee.
Then turn you down for the loan.
They keep the fee.
See how easy this works?
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